To opt out of the NHS Pension Scheme you will need to log into PCSE Online, and select Opt Out from the GP Pensions dashboard.
Visit our Opt Out of the Pension Scheme page here.
If your application to leave the NHS Pension Scheme is signed and received by PCSE before the end of the first pay period, the member will be treated as never having been included in the scheme. Any pension contributions taken during this period will be returned by PCSE to the practice. The practice must make arrangements to adjust any National Insurance contributions and tax accordingly
If your application to leave the NHS Pension Scheme is signed and received by PCSE after the end of the first pay period, the decision to opt out will take effect from the first day of the next pay period following receipt. If you hold under two years qualifying membership at the date of opting out and wish to claim a refund of the contributions paid, an application to request a refund of pension contributions (RF12) form must be completed and sent to PCSE.
Forms should be submitted to PCSE via the enquiries form.
You can download the RF 12 form from the NHS Pensions website here.
If you provide a later date to opt out on your application to leave the NHS Pension Scheme, the decision to opt out will be effective from the first day of the next pay period following the date given.
If you are a Practitioner who opts out you must opt out of all your practitioner related posts, but you can continue to contribute in respect of any concurrent hospital posts if you wish to do so.
If a GP wants to Opt back in, a Joiner form must be completed and submitted. This is completed by the GP Practice.
If a GP wants to opt back in to the pension scheme and they work across multiple practices, they will have to request each practice submits a joiner form. The joining date needs to be the same at each practice.
Find out more about the process on our dedicated Joiners and Leavers page.
Practitioners
Practitioners are automatically added to the Pension Scheme when they join a new practice. The GP Practice completes a joiner form for a new GP. Find out more on our dedicated Joiners and Leavers page.
Non-clinical partners
Non-clinical partners are automatically added to the Pension Scheme when they join a new practice or become an non-clinical partner at an existing practice. The GP Practice completes a joiner form, selecting non-GP.
Find out more on our dedicated Joiners and Leavers page.